Dr. Milad Armani Dehghani is recognized as a leading FinTech expert with expertise in Digital Banking, Central Bank Digital Currencies (CBDCs), and Cryptocurrencies. His work emphasizes IP strategy, blockchain technology, and digital payments. Serving as a Senior Research Fellow, he collaborates closely with financial institutions and regulators on initiatives such as CBDC implementation, digital asset innovation, and the adoption of emerging technologies within financial services.

Holding a PhD in Technology Management and bringing over a decade of international experience across multiple continents, Dr. Dehghani has provided strategic advisory to firms like Fexco and Ripple, focusing on IP commercialization and blockchain applications. As the inventor of several FinTech patents, his research delves into areas like decentralized finance (DeFi), tokenization, and the use of AI Chatbots in financial services, with findings published in prestigious, high-impact journals.